Planning Your Finances as an Expat is Just the Start – We’re Here for Your Full Relocation Journey
Amie Roberts • May 19, 2025
Financial Planning for Expats
Moving across borders opens the door to exciting new opportunities. From tax-free salaries to a booming business environment, it’s no surprise that so many people choose to live and work in places such as the UAE. But whether you're coming for a job, to start a company, or to grow your wealth, relocating involves more than just booking a flight and opening a bank account.
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Wealth Planning Is Just One Piece of the Puzzle
Let’s start with financial planning. When you move abroad, the way you manage your money will likely change. Places such as Dubai are tax-efficient, but they also have their own rules, especially around inheritance, property ownership, and company profits.
We help expats and international families:
- Create valid wills to protect their assets
- Plan for retirement without relying on state pensions
- Understand home-country tax responsibilities
- Set up trusts and foundations for future security
- Build strong legal structures around their wealth
But while this is important, it’s just one part of the bigger picture. That’s where our full support model comes in.
Company Formation Without the Headaches
Thinking of starting your own business in Dubai, Abu Dhabi or elsewhere in the UAE? We make it simple.
There are many free zones and onshore options, each with different rules, benefits, and costs. Choosing the right one can save you time and money—not to mention avoid legal or visa issues later.
Our team will:
- Advise on the best licence and structure for your goals
- Handle all paperwork and approvals
- Arrange corporate bank accounts and legal documents
- Help you stay compliant with local regulations
We also offer ongoing support once your company is set up,
so you never feel stuck or unsure of what’s next.
Tax Planning for Global Citizens
Just because the UAE has no personal income tax doesn’t mean you’re free from tax altogether. Many expats still have links to their home countries—such as property, savings, or pensions—that create tax obligations.
Our team works alongside international tax experts
to help you:
- Understand your tax status
- Avoid double taxation
- Manage overseas assets safely
- Stay informed about any legal changes that affect your situation
This kind of planning gives you peace of mind, knowing your finances are protected in every country involved.
A Relocation Partner You Can Trust
What sets Mosaic Chambers Group apart is how we bring everything together. Instead of dealing with multiple firms for tax, wealth, company formation, and immigration support, we manage the full process under one roof.
We’ve helped families, individuals, and businesses move across borders with confidence by offering:
- Tax & financial advice
- Visa and residency guidance
- Company and foundation setup
- Ongoing support after relocation
- Clear, honest answers without confusing language
And most importantly, we take the time to understand your personal goals—so the plan we build is right for you, not just a one-size-fits-all service.
Ready to Make Your Move?
If you’re planning to relocate or expand your business overseas—or if you’ve already made the move and need expert support—Mosaic Chambers Group is here to help. With global hubs in both the UK and Dubai, our team of seasoned advisors brings over 25 years of experience in cross-border matters to guide you with clarity and confidence.
At Mosaic Chambers Group, we offer more than just financial planning. We are your trusted partner for every part of your move. From wealth advice and wills to tax planning, company set-up, and immigration support, we’re your single point of contact—so everything is taken care of in one place.
Contact us today to book a consultation and let us take care of everything, so you
can focus on enjoying your new life!
If you’re not quite ready to make the move but want to explore your options, download our Relocating to the UAE Guide.
It covers everything from visas and tax to lifestyle and logistics, so you can feel informed, prepared, and one step closer to making the right decision.
Billionaire hedge-fund veteran Michael Platt of BlueCrest recently moved to the UAE, highlighting a growing trend among UK financial leaders establishing a base in Dubai. This shift underscores the UAE’s appeal as a tax-efficient global finance centre. Who Is Michael Platt – and Why It Matters Michael Platt, co‑founder of BlueCrest, ranks among Britain’s wealthiest, with an estimated £12.5 billion fortune. His move from Geneva to Jersey – and now the UAE – signals more than personal preference; it marks a clever shift of global finance towards the Gulf. UAE’s Appeal: Tax, Time Zone, Legal Clarity Zero income tax and no capital gains or inheritance tax are core draws. Favourable time zone bridges Asia, Europe, and North America. English-based common law in financial centres like Dubai and Abu Dhabi offers familiarity and investor confidence. Direct access to sovereign wealth and HNWIs in a growing financial ecosystem. A New Financial Era in Dubai & Abu Dhabi Since 2022, BlueCrest Dubai has expanded to include trading desks and asset managers. Other notable financial operators like Brevan Howard and TCI have also set up shop . With 46,000+ professionals working in DIFC, the UAE is rapidly becoming a global financial hub. What This Means for Your Business You can set up regional headquarters in a tax-neutral environment. Access to experienced finance professionals and legal talent. Enhanced capital-raising opportunities within the region. Better risk control and succession planning via UAE jurisdiction. Practical Tips for Financial Firms Choose the right structure—DIFC, ADGM, or UAE mainland. Understand regulatory frameworks and licensing requirements. Leverage the UAE’s double tax treaties, plus zero tax for foreign-sourced income. Plan for residence/tax status for key executives (like Golden Visas). Create systems for back-office operations and regulatory compliance. Conclusion: Dubai’s Place in Global Finance Michael Platt’s move signifies a deeper shift. The UAE isn’t just a pleasant destination; it offers structural, regulatory, and fiscal advantages for global financial leaders. If you're considering relocating your business, the UAE deserves your full attention. Ready to make the move? Download our expert Relocation Guide for insider insights on moving abroad, managing your wealth, and planning your tax strategy. Want tailored advice? Speak to one of our senior advisors today. We're here to help you relocate with confidence and clarity.
In 2024, the UAE welcomed an estimated 6,700 new millionaires, according to real estate and wealth intelligence sources. These figures are expected to climb even higher in 2025. But this isn’t just a headline; it reflects a deep shift in how high-net-worth individuals (HNWIs) think about residency, taxation, and security in a changing world. Who’s Moving to the UAE? The UAE is attracting an increasingly diverse profile of HNWIs: Tech founders from Europe and Asia Crypto investors and digital asset managers Family businesses from India, Pakistan, and Africa Wealthy retirees from the UK and Europe What unites them is a desire for tax-efficient living, political stability, and lifestyle quality. Why Are They Choosing the UAE? Zero income, inheritance, and capital gains tax High-end real estate ownership with 100% foreign ownership rights Fast-tracked long-term residency via the Golden Visa programme World-class schools, hospitals, shopping and safety Connectivity: 8-hour reach to over two-thirds of the world’s population Compared to tightening tax rules in Europe or instability in other regions, the UAE offers a compelling base. Real Estate: The Preferred Asset Dubai and Abu Dhabi’s property markets have responded accordingly: Surge in prime property sales in Palm Jumeirah, Downtown, Emirates Hills Growth in luxury rentals and branded residences Family offices acquiring real estate portfolios as wealth anchors UAE real estate is increasingly viewed not just as a lifestyle purchase, but a strategic asset. Visa and Tax Planning Benefits For global citizens, the UAE offers more than sunshine. It's become a core residency strategy in global tax plans . Families are using: UAE as a non-resident base while limiting exposure to UK or EU tax systems Structures like offshore holding companies, DIFC foundations, and trusts Second passport or dual-residency applications alongside UAE residence Conclusion: UAE as a Global Wealth Safe Harbour The relocation of 6,700 millionaires is no anomaly. It’s part of a global rebalancing, and the UAE is positioning itself as the clear beneficiary. For wealth advisers , lawyers and investors, the trend is clear: more clients are asking how to make the UAE part of their long-term plan. Ready to make the move? Download our expert Relocation Guide for insider insights on moving abroad, managing your wealth, and planning your tax strategy. Want tailored advice? Speak to one of our senior advisors today. We're here to help you relocate with confidence and clarity.