Introduction More wealthy UK residents are exploring life overseas ahead of the 2026/27 tax year. Higher UK taxes, political uncertainty and a desire for a different way of living are all pushing people to look at alternatives. Four destinations stand out for high-net-worth UK individuals as at late 2025: 1. United Arab Emirates (Dubai) 2. Portugal 3. Switzerland 4. Malta Each offers a different blend of tax advantages, residency options and lifestyle. United Arab Emirates (Dubai) - Dubai is now the default choice for many UK entrepreneurs and professionals. Tax For individuals, there is currently no personal income tax on salaries, bonuses or most investment income, and no local capital gains or inheritance tax regime for individuals. There is VAT and a developing corporate tax regime, but personal tax remains far lighter than in the UK. The UK–UAE double tax treaty helps reduce the risk of the same income being taxed twice and needs to be considered alongside UK residence rules. Residency Common routes for UK nationals include: Employer- or company-sponsored residence visas Remote-worker visas for those employed or self-employed abroad Long-term “golden” style visas linked to investment, property or professional status Retirement options for over-55s. (All require private health insurance and periodic renewal.) Lifestyle Dubai offers a high standard of living, excellent connectivity and a large, well-established British community. Housing and schooling are expensive and the lifestyle can encourage overspending, but for many the tax position and opportunity outweigh the costs. Best for: Maximising net income and building or scaling a business in a dynamic, international city. Portugal - Portugal appeals to those who want EU residency, a milder climate and a slower pace of life. Tax The old NHR regime has closed to new applicants and been replaced by a newer incentive framework (often referred to as IFICI) aimed at certain professionals and activities. The UK–Portugal tax treaty reduces double taxation, and Portugal does not operate a classic wealth tax, though property-related charges can apply. (It's signed and ratified but not yet fully in force as of early 2026, which may slightly affect immediate tax planning). Residency Post-Brexit, common routes for UK nationals include: D7 visa – for those with sufficient passive income (pensions, investments, rentals). D8 / Digital Nomad visa – for remote workers with qualifying income from abroad. Work and other residence visas tied to employment or specific skills. These can lead to long-term residence and, ultimately, citizenship if physical presence and integration tests are met. Lifestyle Cost of living is generally below the UK (though higher in central Lisbon and the Algarve), English is widely spoken in cities, and the public and private healthcare systems are well regarded. There are large British and wider international communities. Best for: Those wanting EU residence, good quality of life and a balance of tax and lifestyle advantages. Switzerland - Switzerland attracts UK families who prioritise security, discretion and top-tier services. Tax Tax is set at federal, cantonal and communal level, so overall rates vary widely by canton. Well-chosen cantons can be very competitive for both individuals and companies. Private capital gains are not generally taxed, but there is an annual wealth tax on net assets, with rules depending on location. For suitable non-working individuals, some cantons still offer lump-sum (forfait) taxation, where tax is based on living costs rather than worldwide income, subject to minimum levels and conditions. Residency As non-EU nationals, UK citizens use: B permits – time-limited residence, often linked to work L permits – short-term residence for specific assignments C permits – longer-term settlement after sustained residence and integration Wealthy retirees and non-working individuals may be able to obtain residence based on financial self-sufficiency and, in some cantons, lump-sum taxation. Lifestyle High costs are offset by excellent infrastructure, schools and healthcare (with compulsory private health insurance). International communities are strong in Zurich, Geneva and other cities, though social life can feel more formal than Southern Europe. Best for: Those seeking stability, discretion and first-class public services and education, rather than the lowest day-to-day costs. Malta - Malta is a compact EU state with a very familiar feel for UK nationals: English is an official language and the legal and business environment is comfortable for British professionals. Tax Malta’s tax system and UK–Malta treaty can be particularly attractive where you hold significant foreign-source income. Under the Global Residence Programme, qualifying individuals can pay a favourable flat rate on foreign income remitted to Malta, while foreign capital gains kept offshore are generally not taxed in Malta. There is no separate wealth tax and no classic inheritance tax, though duties may apply to certain Maltese assets. The separate “golden passport” (citizenship by investment) route has been struck down by the EU’s top court, but residence programmes remain available. Residency Options for UK citizens include: Employer-sponsored Single Permits combining work and residence The Global Residence Programme for financially self-sufficient individuals meeting property and minimum tax thresholds Digital-nomad-style visas for remote workers Long-term residence after several years of compliant stay Lifestyle Costs (especially rent and property) are typically lower than in the UK outside the most fashionable areas. English is widely used in government and business, healthcare is solid, and London is only a short flight away. Best for: Those wanting an English-speaking EU base with favourable treatment of foreign-source income and a tight-knit expat community. How to decide & next steps - All four countries can work extremely well for UK high-net-worth individuals, but for different profiles: Choose Dubai if your priority is low personal tax on active income and you are comfortable with a high-energy city. Choose Portugal if EU residency, climate and lifestyle matter as much as tax. Choose Switzerland if stability, education and healthcare are at the top of your list. Choose Malta if you want an English-speaking EU base with flexible options for foreign income. The right answer depends on your overall wealth, income mix, family plans and how tied you remain to the UK. If you would like bespoke, confidential advice on whether remaining UK-resident or relocating to Dubai, Portugal, Switzerland or Malta is the better strategy for your situation, you are welcome to get in touch to explore your options in detail.

Discover smart strategies to maximise wealth while staying in the UK. Expert wealth management UK guidance and financial advice UK for high-net-worth individuals.

Introduction After years of deferrals, HMRC has confirmed over the weekend that Making Tax Digital for Income Tax Self Assessment (MTD‑ITSA) mandation dates will not be delayed further. From April 2026, qualifying taxpayers will be required to comply, marking the first genuinely irreversible phase of the reform. Background and context MTD‑ITSA has been repeatedly postponed due to software readiness, agent capacity, and political sensitivity. However, HMRC’s latest update – reported across professional tax press and echoed by senior HMRC officials on LinkedIn – signals that operational tolerance has ended. The UK government now views MTD as compliance infrastructure, not an optional digital upgrade. Technical analysis MTD‑ITSA applies to individuals with: Trading income, and/or UK property income exceeding the £10,000 gross threshold. Requirements include: Quarterly digital updates End of Period Statements (EOPS) Final Declarations Crucially, quarterly updates are informational, not tax‑calculating. However, errors now surface within‑year, fundamentally changing enquiry dynamics. Practical and commercial implications Accountants face workflow compression, while unrepresented taxpayers face steep learning curves. Businesses relying on spreadsheets without bridging solutions are now exposed. Risks and common mistakes Assuming MTD replaces Self Assessment entirely Believing quarterly updates determine tax due Leaving software onboarding too late Conclusion MTD‑ITSA is no longer theoretical. It is imminent, mandatory, and operationally unforgiving. Final thoughts This is not a tax change, but it will change tax behaviour. Call to action If you have trading or property income, confirm your MTD status now and migrate systems before April 2026. If you have any queries over MTD, or any UK or UAE tax matters, then please get in touch.

Discover why wealthy Britons are relocating in 2025, the top destinations for HNWIs, and how expert planning can protect your wealth during an international move.

Introduction While reforms such as the abolition of the non-dom regime and the expansion of third-party reporting attract most attention, Making Tax Digital for Income Tax Self Assessment (MTD-ITSA) may prove to be one of the most structurally important changes to the UK tax system of the decade. Unlike headline rate changes, MTD-ITSA does not alter what is taxed or how much tax is paid. Instead, it changes how and when information is reported to HMRC, with significant consequences for compliance behaviour, error detection, and long-term enforcement. What MTD-ITSA actually does MTD-ITSA replaces annual reporting for certain income streams with a digital, periodic reporting framework. Specifically, it applies only to: Trading income (sole traders and, in due course, partnerships); and UK property income, including residential and commercial lettings. Where a taxpayer’s combined gross income from these sources exceeds the relevant threshold, they are required to submit: Quarterly digital updates of income and expenses; An End of Period Statement (EOPS); and A Final Declaration, which replaces the traditional Self Assessment return for those income sources. Importantly, quarterly updates are not tax returns and do not create tax liabilities. They are informational submissions designed to improve accuracy and timeliness. What MTD-ITSA does not cover MTD-ITSA does not apply to: Employment income; Pension income; Dividend or interest income; Capital gains. These income types remain within the annual Self Assessment system and continue to be reported on a once-per-year basis. This distinction is fundamental to understanding both the scope and limits of MTD-ITSA. Interaction with crypto and other investment activity This is an area where confusion frequently arises. Most UK crypto holders are taxed as investors, meaning their activity falls within Capital Gains Tax. In those cases: Crypto gains remain outside MTD-ITSA; and Reporting continues to take place annually through Self Assessment. MTD-ITSA becomes relevant to crypto only where an individual’s activity amounts to trading for tax purposes. In such cases, the profits are taxed as trading income and fall within MTD-ITSA because they are trading profits, not because they relate to cryptoassets. In other words, crypto is incidental. The same treatment would apply to any other form of trading income. Why MTD-ITSA still matters systemically Although MTD-ITSA is limited in scope, its broader significance lies in how it reshapes compliance dynamics. Quarterly digital reporting: Shortens HMRC’s detection cycle; Reduces the scope for long-running errors; and Encourages earlier engagement with tax positions. When combined with wider third-party reporting regimes, this creates a more connected compliance environment – even though the underlying legal regimes remain distinct. Conclusion MTD-ITSA is not a universal reporting system and it does not pull investment income or capital gains into quarterly reporting. It is a targeted reform focused on trading and property income, designed to modernise reporting rather than expand the tax base. Understanding where it applies – and where it does not – is essential for accurate compliance and sensible planning. Final thoughts MTD-ITSA should be approached as an operational change, not a substantive tax reform. For most investors, including crypto investors, it will have no direct impact at all. For traders and property landlords, however, it represents a fundamental shift in how tax compliance is managed. Call to action If you have trading or property income, review whether and when MTD-ITSA will apply to you, and ensure your systems and processes are capable of supporting quarterly digital reporting. If you have any queries about MTD or other UK or UAE tax matters then please get in touch.

Introduction For many UAE businesses, excess VAT has historically been treated as a benign accounting line and something that sits on the balance sheet until it is convenient to claim. The introduction of a five-year statutory deadline for VAT credit recovery fundamentally breaks that mindset. From 1 January 2026, VAT credits are no longer indefinite. They are wasting assets. The legal change explained Under the amended UAE Tax Procedures Law, excess recoverable VAT must be: Refunded, or Offset against future VAT liabilities within five years from the end of the tax period in which the credit arose. Credits not utilised within this window expire permanently. A transitional rule allows businesses until 31 December 2026 to claim credits that were already more than five years old at the start of 2026 - but this is a one-off opportunity. Why the UAE made this change Indefinite carry-forward of VAT credits is unusual internationally. The change aligns the UAE with jurisdictions that treat refunds as procedural rights rather than permanent entitlements. From the FTA’s perspective, the reform: Reduces dormant credit build-ups Improves cash-flow forecasting at a system level Forces timely reconciliation and review Practical impact by sector Certain sectors are disproportionately affected: Real estate developers with long build phases Exporters with zero-rated outputs Capital-intensive businesses with heavy upfront VAT Many of these businesses hold legacy credits going back to 2018–2020, which are now approaching hard expiry. Audit risk and timing Refund claims made close to the five-year deadline are expected to attract greater scrutiny. The FTA has explicit powers to extend audit scope where refunds are involved, meaning that a late claim may reopen multiple historical periods. Conclusion VAT credits are no longer neutral bookkeeping items. They now carry time risk. Final thoughts Businesses that do not actively manage VAT ageing may see real cash disappear through procedural expiry. Call to action Run a period-by-period VAT credit ageing analysis and prioritise refund claims before transitional relief closes. If you have any queries about this article or UAE or UK tax matters, then please get in touch.

Introduction On 1 January 2026, the United Arab Emirates formally implemented major amendments to its Tax Procedures Law (Federal Decree‑Law No. 17 of 2025) and the VAT Law (Federal Decree‑Law No. 16 of 2025). These reforms alter key aspects of how taxes are administered, moving the UAE’s procedural framework closer to international standards while strengthening compliance certainty for taxpayers. Central to the reforms is the introduction of a five‑year statutory limitation period for claiming VAT refunds and credit balances, a first for the UAE, alongside amplified audit powers for the Federal Tax Authority (FTA), extended assessment windows, and clarified procedural rights and obligations for businesses. What Has Changed? The Five‑Year Refund Deadline Historically, UAE businesses could hold excess input VAT credits indefinitely, carrying forward balances until they chose to claim refunds or offset future liabilities. Under the revised law: Taxpayers must submit refund requests or utilise excess credit balances within five years of the end of the relevant tax period. After this deadline, credits expire and cannot be claimed. A transitional relief period applies to legacy credits that would otherwise expire at the start of 2026: taxpayers have until 31 December 2026 to claim credits already older than five years. This deadline applies not only to VAT but also to credit balances arising under corporate tax and excise tax when applicable. It requires systematic internal tracking of tax credit ledger balances by period. Expanded Audit and Assessment Powers The amendments significantly expand the FTA’s procedural authority: The standard audit limitation period remains five years, but in specific risk scenarios — particularly suspected fraud or evasion — the FTA can conduct audits or issue assessments up to 15 years after the end of the relevant tax period. The authority to issue binding tax interpretations and directives means consistent application of law across taxpayers and FTA officers, reducing interpretive uncertainty. Refund claims submitted within the five‑year window can trigger extended audit exposure for prior years, effectively reopening historical periods. Combined, these changes elevate the importance of robust documentation routines and proactive tax governance. Anti‑Evasion and Compliance Parallel amendments to the VAT Law empower the FTA to deny input VAT recovery where the supply chain involves transactions tied to tax evasion anywhere in the chain, placing greater onus on taxpayers to perform supplier due diligence ahead of claiming recoveries. Practical Impacts on UAE Businesses From a technical planning perspective, several implications emerge: Cash‑flow and working capital: The five‑year refund deadline transforms input VAT credits from an indefinite asset into a time‑constrained one. Companies must now forecast refund windows as part of working capital planning. Compliance systems: Entities with long‑standing credit balances from capital‑intensive activities (e.g., real estate or export‑oriented sectors) must prioritise older periods before they expire. Audit readiness: With extended audit reach, maintaining contemporaneous records for at least the last 15 years in high‑risk scenarios becomes essential. Conclusion The UAE’s 2026 tax procedural amendments are not superficial paperwork changes. Instead, they reshape tax administration by introducing hard deadlines and enforcement mechanisms familiar in mature tax systems. While the corporate tax rate remains unchanged, the procedural environment now demands far greater rigour. Final thoughts For many companies, proactive tax governance will be the difference between a smooth compliance experience and costly retroactive disputes. Early engagement with the new rules will unlock certainty and minimise unexpected financial impact. CALL TO ACTION Carry out a VAT credit ageing analysis immediately, prioritise refund or offset claims approaching the five‑year limit, and strengthen supplier due‑diligence processes to support future input VAT recoveries. Do get in touch if you have any queries about this article or any tax matters in the UK or UAE.

Introduction On 1 January 2026, the UK, together with more than 40 jurisdictions, activated a landmark international transparency effort to tackle crypto tax evasion. Under the Organisation for Economic Co‑operation and Development’s (OECD’s) Cryptoasset Reporting Framework (CARF), crypto exchanges and digital asset platforms must begin collecting and reporting comprehensive transaction data and tax residency details of UK users to HM Revenue & Customs (HMRC). This move is one of the most significant shifts in digital asset tax policy in a generation, transforming how digital investments are scrutinised and taxed. It represents cooperation between the UK and jurisdictions including the Channel Islands, EU member states and others. Information will be exchanged automatically internationally from 2027 — meaning that UK residents’ crypto activity will be compared across borders to prevent avoidance. The Global Framework: CARF Explained The Cryptoasset Reporting Framework is part of the OECD’s broader initiative to bring tax transparency into line with rapid technological innovation. It creates a structured, standardised set of reporting obligations for crypto‑asset service providers (CASPs), including exchanges, custodial wallets, and other intermediaries. Under CARF: CASPs must collect detailed user identification information, such as name, date of birth, tax identification number, address and tax residency status. They must track and report full transaction histories, including buys, sells, transfers, swaps and disposals, along with cost basis and proceeds. This data must be submitted to local tax authorities, in the UK’s case, to HMRC, in a standardised format. Importantly, CARF is designed so that different countries’ tax authorities can share this information through automatic exchange agreements. The UK will begin sharing and receiving data under CARF from 2027, providing HMRC with the ability to cross‑check filings against large datasets. Crypto Briefing UK Tax Law Integration In the UK, cryptoassets are taxed primarily under capital gains tax (CGT) principles: Gains above the annual exempt amount must be reported in self‑assessment returns. Disposal events include selling for fiat currency, exchanging one crypto for another, or using cryptocurrency to purchase goods or services. Frequent trading could yield an income tax charge rather than CGT, depending on the taxpayer’s activity and intent. HMRC has already updated its self‑assessment forms to include a dedicated section for crypto gains covering the 2024–25 tax year onwards. This ensures that taxpayers have a clear mechanism to disclose gains and losses for the first CARF reporting year. So what?! The global crypto reporting regime has four major implications: Reduced anonymity: Crypto investors can no longer rely on opaque platforms to keep gains hidden from tax authorities. Cross‑border enforcement: Shared data flows mean HMRC will have a clearer picture of offshore activity involving UK residents. Enhanced compliance risk: Failure to provide accurate tax residency or transaction information carries civil penalties and potential criminal sanctions. Normalisation of digital assets: Tax authorities globally now treat crypto assets with the same seriousness as traditional financial accounts. HMRC anticipates that CARF will significantly increase reporting accuracy and deter evasion. In combination with enhanced data analytics and risk‑based compliance systems developed by HMRC, crypto positions can no longer be treated as a low‑risk avoidance opportunity. So, well, that! Conclusion The implementation of CARF on 1 January 2026 represents the beginning of a new era — one where digital asset transparency is embedded into international tax systems. The UK’s adoption places it at the forefront of this global shift, sending a clear signal that crypto tax compliance is no longer optional. Final thoughts Taxpayers and advisors must treat crypto assets as an integral part of personal taxation - on par with bank interest, dividends and property gains. CARF’s implementation raises the bar for reporting requirements and enforcement. CALL TO ACTION If you hold or trade crypto assets, reconcile all transactions for 2024–25 and prepare detailed reports for your upcoming self‑assessment. Engage a professional if you have unreported historical gains before HMRC cross‑checks with CARF data.

Introduction Recent UK data suggests hiring has slowed markedly, with commentators pointing to rising employment-related taxes and labour costs as a key driver. While economic uncertainty always plays a role, this slowdown appears closely linked to the increasing cost of employing staff rather than a sudden collapse in demand. This matters because employment taxes sit at the core of the tax system. When hiring slows, the impact is not confined to businesses — it feeds directly into future tax receipts. What Are “Employment Taxes” in Practice? When businesses talk about the cost of hiring, they are rarely referring only to salary. The real cost includes employer National Insurance contributions, pension auto-enrolment, apprenticeship levies (where applicable), payroll administration and the indirect effects of minimum wage increases. Each individual increase may appear manageable. Taken together, however, they materially change the economics of expanding a workforce. How Businesses Actually Respond Businesses rarely respond to higher employment costs by immediately cutting staff. Instead, the response is more subtle: recruitment freezes delaying new roles not replacing leavers increasing workloads rather than headcount Over time, this reduces job creation and slows wage progression. Why This Matters for the Tax Base From a Treasury perspective, employment taxes are attractive because they are stable and predictable. But if higher costs discourage hiring, the long-term tax base shrinks. Fewer workers means lower income tax receipts, reduced consumer spending, weaker VAT collection and ultimately lower corporation tax. Conclusion Employment taxes do not just raise revenue — they shape behaviour. A prolonged hiring slowdown should be seen as a warning sign that tax policy is starting to work against growth rather than alongside it. Final thoughts If you have any queries about this article on UK employment taxes, or tax matters in the UK or UAE, please get in touch. We regularly help businesses and advisers model workforce costs and plan growth in a tax-efficient but realistic way.

How the 2025 Budget Halves the CGT Relief for Employee Ownership Trust Sale

How the 2025 Budget Halves the CGT Relief for Employee Ownership Trust Sale

A Quiet Change with Big Consequences for Business Owners and Landlords

What Returning UK Residents Need to Know About Dividend Tax from Abroad

What Returning UK Residents Need to Know About Dividend Tax from Abroad

Understanding the 2026 Rule Change for Non-Resident UK Dividend Income

Unused Pension Funds and Death Benefits Face IHT from April 2027

A clear guide to the 2025 Budget’s new tax rules for property income and dividends, who is affected, and the planning steps landlords and investors should take.

From London to Dubai: Inside the Largest Shift of Wealth in Modern History

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Who Are the HENRYs? HENRYs—an acronym for High Earners, Not Rich Yet—represent individuals or households with substantial incomes but little net wealth or savings. HENRYs typically earn between $250,000 and $500,000, yet struggle to build significant wealth due to high expenses and obligations In the UK context, HENRYs generally earn over £100,000, but find themselves stretched thin by rising costs, taxes, and societal expectations A detailed view highlights the paradox: high salaries masked by minimal savings, persistent debt, and heavy financial responsibilities, making many HENRYs still feel like they’re living paycheck to paycheck “Despite earning salaries over £100,000 … many Britons — now dubbed ‘Henrys’ … are struggling financially.” Times Why It’s Difficult Being a HENRY in the UK Punitive Tax Structures Earning over £100,000 results in the gradual loss of personal allowance, leading to marginal tax rates up to 60–71%, when combined with national insurance and student loan repayments Loss of Family Benefits Crossing income thresholds often disqualifies HENRYs from benefits like tax-free childcare, further increasing household costs Lifestyle Creep & High Fixed Costs Many HENRYs live in high-cost areas, shoulder big mortgages or rent, pay for childcare, and support family members. These pressures leave little room for savings or investments Five Practical Fixes for HENRYs 1. Set Clear Financial Goals Define short- and long-term objectives (e.g. early retirement, buying property, relocation) to guide your financial decisions 2. Track and Control Expenses Use budgeting tools or spreadsheets to identify unnecessary spending and reinforce disciplined financial habits 3. Automate Savings & Investments Automating transfers to savings, ISAs, or pensions ensures consistent wealth-building, even without active effort 4. Proactive Tax Planning Work with advisers to reduce tax liabilities through pension contributions, ISAs, or bespoke strategies. This can keep more income working for you 5. Seek Professional Advice Financial planners can help HENRYs manage complexity—pension strategies, legacy planning, investment advice, and global mobility for expatriates Is Relocating Abroad the Solution? For HENRYs, moving abroad may offer a chance to stretch income further, but it comes with pros and cons. Advantages Tax incentives and lower cost of living in destinations like Portugal, UAE, or Singapore could improve saving potential and lifestyle quality. Expat financial services and advisers specialise in tax optimisation, wealth protection, and cross-border planning Considerations Visa and residency costs, potential language or cultural barriers, and the need for local compliance can complicate relocation. Healthcare, schooling, and lifestyle preferences may vary dramatically by country. Not every foreign jurisdiction offers strong pension or investment environments suited to long-term planning. For those favouring staying in the UK, cost-of-living pressures and high taxation can still be mitigated with proactive wealth strategies and advisory support. Final Thoughts Being a HENRY doesn’t mean you’re on a clear path to wealth, even with a six-figure income. The combination of high taxes, lifestyle demands, and complex financial obligations means smart planning is vital. Whether you choose to stay in the UK or explore opportunities abroad, your focus should be on building wealth, not just earning. Take action today: define your goals, track your spending, automate your savings, plan your taxes, and seek expert guidance. Feeling like a HENRY? High salary, but wealth isn’t growing? Our global advisers can help, whether you want to stay in the UK with smarter tax and wealth strategies or explore relocation options abroad for lower taxes and a better lifestyle.

The UAE remains a magnet for entrepreneurs, investors, and high-net-worth families thanks to its tax-free system, business-friendly regulation, and global reach. But thriving here is about more than just moving — it’s about building and protecting wealth with a long-term plan. Why the UAE Is Ideal for Expats Zero income, capital gains, and inheritance tax 100% foreign ownership in free zones Strategic location connecting Europe, Asia, and Africa Stable, well-regulated financial system with access to DIFC and ADGM frameworks Wealth Strategies for Expats 1. Tax-Efficient Investing Diversify across UAE real estate, global equities, and tax-advantaged instruments. Offshore accounts, when structured correctly, can provide legitimate asset protection. 2. Family Trusts and Succession Planning Avoid inheritance complications common in the UK or EU. Use trusts and wills to manage intergenerational wealth transfer under UAE law. 3. Business Structuring Free zones such as DIFC and ADGM allow for 100% ownership, with the added benefit of aligning business set-up with Golden Visa residency. 4. Retirement and Legacy Planning Use the UAE’s flexible estate and retirement frameworks to secure your long-term future, while diversifying globally to manage risk. How CSPs Help Corporate Service Providers (CSPs) are essential partners for expats. They handle: Business set-up and structuring Cross-border tax planning Compliance with local regulations Wealth protection strategies tailored to international families Final Thoughts The UAE offers unmatched opportunities to grow, protect, and pass on wealth. But success requires foresight, professional structuring, and an understanding of how local and global regulations fit together. At Mosaic Chambers Group , we provide bespoke wealth and relocation advice for expats and businesses, drawing on decades of international experience. From tax planning and business structuring to residency and estate management, we help you build a future that works for you and your family. Contact us today to start shaping your financial strategy in the UAE, with clarity, security, and no hidden fees.